H. B. 3048


(By Delegates Caruth, Frederick, Armstead,

Frich, Long and Louisos)

[Introduced February 18, 2003; referred to the

Committee on Banking and Insurance then the Judiciary.]




A BILL to amend and reenact section eleven, article four, chapter thirty-three of the code of West Virginia, one thousand nine hundred thirty-one, as amended, relating to complaints alleging violations under the insurance law addressed solely to the commissioner; and providing that administrative remedy is exclusive and in lieu of civil damages.

Be it enacted by the Legislature of West Virginia:
That section eleven, article four, chapter thirty-three of the code of West Virginia, one thousand nine hundred thirty-one, as amended, be amended and reenacted to read as follows:
ARTICLE 4. GENERAL PROVISIONS.

§33-4-11. Effective date of chapter; complaints addressed to commissioner.

Except as otherwise expressly stated herein, this chapter shall become effective on the first day of January, one thousand nine hundred fifty-eight.
Complaints alleging violations arising under the provisions of this chapter or rules promulgated under its provisions shall be addressed solely to the commissioner of insurance and the administrative remedy available for violations is exclusive. This section or chapter does not create a private cause of action and the administrative remedy for any violations of this chapter or rules promulgated under its provisions is in lieu of civil damages.

NOTE: The purpose of this bill is to provide that
complaints alleging violations under the insurance law are to be addressed solely to the commissioner of insurance. The bill also provides that administrative remedy is exclusive and in lieu of civil damages.

Strike-throughs indicate language that would be stricken from the present law, and underscoring indicates new language that would be added.